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Mortgage Calculator

Property · Monthly repayment estimate

UK Mortgage Repayment Calculator

Estimate monthly mortgage repayments, total repayment and total interest in pounds sterling from home price, deposit, interest rate and term.

Monthly repaymentDepositLoan amountTotal interest

Built for UK businesses

Use this free NeroPay tool to check numbers quickly before creating an invoice or payment link.

  • British pounds sterling formatting
  • Professional, mobile-friendly page structure
  • Clear result summary for everyday business checks
Calculator

Enter your values

Live resultResults update automatically as you type or change a field.

This is an illustrative repayment calculator only. It does not include stamp duty, lender fees, valuation fees, insurance, early repayment charges or affordability checks.

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Mortgage Calculator FAQs

Is this a full mortgage quote?

No. It is a repayment estimate and does not include all lender, tax, insurance or property-related costs.

Does the rate stay fixed?

The calculation assumes one constant annual interest rate for the full term.

What is the mortgage amount?

It is the home price minus the deposit amount.

Ready to collect payment?

Accept payments with NeroPay.

Use the calculator to confirm the amount, then continue in NeroPay to take a payment.