Card Terminal (In-Person) Payments
Accept In-Person Payments with NeroPAY
Enhance your business’s payment capabilities with NeroPAY’s Card Terminal (In-Person) Payments service. Designed for face-to-face transactions, this solution allows you to accept payments quickly, securely, and seamlessly, ensuring a smooth experience for both you and your customers.
Why Choose NeroPAY’s Card Terminal Service?
Fast and Reliable Transactions
Process card payments in seconds with our state-of-the-art card terminals. Whether it’s debit, credit, or contactless payments, our system ensures swift and hassle-free transactions.
Contactless and Mobile Payments
Stay ahead of the curve by accepting contactless payments, including Apple Pay, Google Pay, and other mobile payment methods. Perfect for businesses looking to cater to modern customer preferences.
Secure and Compliant
NeroPAY prioritises security. Our card terminals are fully PCI-DSS compliant, ensuring that every transaction is protected against fraud and data breaches.
User-Friendly Design
Our intuitive card terminals are easy to set up and use, making them ideal for businesses of all sizes. No technical expertise is required!
24/7 Customer Support
At NeroPAY, we’re committed to providing you with exceptional support whenever you need it. Our dedicated customer service team is available 24 hours a day, 7 days a week, to assist you with any questions, technical issues, or concerns. Whether it’s a query about your card terminal, help with setting up your account, or guidance on payout options, we’re just a call or message away.
Flexible Payout Options
Get access to your funds quickly with our flexible payout options:
Next-Day Payout: Earnings available the next business day.
1-2 Business Days: Funds transferred within 1-2 working days.
Manual Payout: Withdraw funds at your convenience for better cash flow control.
Partner with NeroPAY
Innovate, Grow, Succeed
At NeroPAY, we believe in the power of collaboration. Our partner programme is designed to create strong, long-term relationships that drive innovation and growth. Whether you’re a payment provider, software developer, financial institution, or service provider, partnering with NeroPAY will give you access to advanced financial solutions, a supportive network, and a chance to be part of the future of digital transactions.
Business Payment Services Pricing
NO CONTRACT & NO CANCELLATION FEE
Flexible pricing, fair and simple
Below £150k
in annual card turnover
1.2% + 0.15p
For businesses that either take under £150k in annual card turnover or are new to card payments.
- No Contract
- No Hidden Fee
- No Cancellation Fee
- Online & API Integration
- In-Person Card Terminal
- Manual Card Entry Payment
- 1.2% + 0.15p Credit & Debit Rate
Same rate for all cards (Visa, Mastercard, American Express, Discover, Diners Club, JCB, Premium Cards and Business Cards)
Above £150k
in annual card turnover
Custom
We can offer you a customised plan if your business takes over £150k in annual card turnover.
- No Contract
- No Hidden Fee
- No Cancellation Fee
- Online & API Integration
- In-Person Card Terminal
- Manual Card Entry Payment
- Custom Credit & Debit Rate
Same rate for all cards (Visa, Mastercard, American Express, Discover, Diners Club, JCB, Premium Cards and Business Cards)
Card Terminal Pricing details
Credit & Debit cards 0.6% – 1.4%
Commercial cards 0.6% – 1.4%
Non-UK cards 0.6% – 1.4%
Customer not present – 0%
Setup fee – £0.00
Sim card – £0.00
PCI-DSS Service fee – £0.00
Decline fee – £0.00
Refund fee – £0.00
Chargeback fee – £0.00
Revival fee – £0.00
Cancellation Fee – £0.00
Minimum Weekly Charge – £29.95
Monthly Terminal Fee – £20.00
Security auth fee 0.15p – 0.35p
(The secure transaction fee helps you become compliant in minutes, protects customer data & fights fraud 24/7.)
You can cancel our service at any time and we will never charge for it.

NeroPAY ensures consistent financial growth and long-term profitability by providing innovative payment solutions tailored to businesses of all sizes.





Smart
Payment
Solutions

WHY NEROPAY?
Feature | DJ-Pay | SM-Pay | SQ-Pay | NeroPAY |
---|---|---|---|---|
Setup Fee | £50 | £0 | £0 | £0 |
Transaction Fee | 1.4% + 0.20p | 1.69% + 0.20p | 1.79% | Up to 1.2% + 0.15p |
Monthly Fee | £20 | £0 | £0 | £0 |
SIM Card Fee | £10 | £15 | £12 | £0 |
PCI Fee | £5/month | £4/month | £6/month | £0 |
Payout Transfer | 1–2 Business Days | 1–2 Business Days | 1–2 Business Days | Instant or 1–2 Business Days |
API Integration | Available (Basic) | Limited | Basic | Advanced & Free |
Customer Support | Email & Phone | Email & Chat | Email & Phone | 24/7 Full Support |
Hardware Cost | £399 + VAT | £120 + VAT | £179 + VAT | £80 + VAT |
Mobile Compatibility | iOS Only | iOS & Android | iOS & Android | iOS, Android & Windows |
Refer & Earn | £10 per referral | £15 per referral | Not Available | £100 per referral |
Contract/Agreement | 12-month contract | No contract | No contract | No contract, cancel anytime |
Advanced Reports | Limited | Available (Basic) | Available (Standard) | Comprehensive & Free |
Wallet System | No Wallet | No Wallet | No Wallet | Professional Wallet System |
QR Pay | No | No | No | QR Payment System |
Manual Card Pay | No | No | Basic | Advanced Manual Card Payment |
Revenue Share | No | No | No | Professional NeroPartner Programme |
Pay with Link | No | No | No | SMS, Email or Link Payment |
Choose your device.
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Card Terminal PRO+
The NeroPAY PRO+ is a sleek, Android-based payment device designed to meet the demands of modern businesses. With a compact smartphone-like design, it combines countertop and handheld functionality, providing versatility for in-store transactions. Equipped with a 5-inch high-resolution touchscreen and PIN-on-glass support, it delivers a seamless payment experience for customers.
The NeroPAY PRO+ supports multiple payment methods, including Magstripe, EMV Chip, NFC, as well as digital wallets like Apple Pay and Google Pay. Its reliable Wi-Fi connectivity ensures uninterrupted transactions, while extended battery life makes it perfect for busy retail environments.
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Full Epos Kit
The EPOS System is a robust solution crafted for efficient business operations. It integrates advanced hardware with intuitive software to deliver seamless transaction management in dynamic retail settings.The system includes essential components such as 80mm Printer, 15" Touchscreen Windows PC, and 1x Cash Drawers, ensuring a comprehensive and reliable retail setup.
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Card Terminal CCD with Tablet
The Card Terminal CCD with Tablet offers a seamless payment solution by combining a robust card terminal operating in integration mode with a high-quality tablet. This setup allows you to enter transaction amounts directly from the tablet for enhanced ease and efficiency.Our package includes the card terminal in integration mode as well as the tablet, providing you with a complete, ready-to-use payment system.
The NeroPAY CCD with Tablet supports multiple payment methods, including Magstripe, EMV Chip, NFC, as well as digital wallets like Apple Pay and Google Pay. Its reliable Wi-Fi connectivity ensures uninterrupted transactions, while extended battery life makes it perfect for busy retail environments.
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Virtual Terminal (App & Website)
The Virtual Terminal (App & Website) offers a versatile solution for processing payments online. Seamlessly integrate payment functionalities into your business operations through our user-friendly app and website interface. Easily manage transactions, review histories, and ensure secure, real-time processing for an enhanced customer experience.With the Virtual Terminal, you can accept payments anytime, anywhere, making your business more flexible and efficient.
Frequently asked questions
No contract. No cancellation fee. You can cancel our service at any time and we will never charge for it.
Yes, we offer online checkout, so that you can accept payments online with ease.
Card payments are the most popular payment method in the UK, so it’s essential to have a card payment machine at your business to ensure you’re not missing out on sales. Not only will this improve your cash flow, it makes taking payment quicker, reduces queuing times, and it’s much more secure than keeping cash on your premises.
We provide a selection of card payment terminals to meet your business requirements including countertop, portable and mobile machines. We have e-commerce solutions so you can trade online and virtual terminals for customers who purely take payments in a non-face to face environment.
With NeroPAY, you can accept all major debit and credit cards through our card machine terminals. We also enable you to accept contactless payments through Apple, Samsung and Google Pay via the appropriate devices.
The funds will be settled into your account on the next business day or every monday. (You can schedule it from your account.)
We offer UK-based help desk support on accepting card payments from a single phone number. Our ticket system and WhatsApp support team provide 24/7 service.
Our customer support team can help you make changes to your account, whether you are changing legal entity, trading name or bank account. You can also edit your information in the profile section after logging into our portal system.
Our technical helpdesk is available to perform troubleshooting on your terminal, if they are unable to resolve any technical issues a replacement card terminal will be arranged.

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