NeroPay vs Teya | UK Payment Provider Comparison | NeroPay<\/title>\n <meta name=\"description\" content=\"NeroPay vs Teya: compare UK card payment pricing, contracts, online payments, POS tools and platform features. NeroPay offers eligible merchants first-month processing from 0.3%, free software tools and no long-term service contract.\" \/>\n <meta name=\"robots\" content=\"index,follow,max-image-preview:large\" \/>\n <meta name=\"theme-color\" content=\"#111111\" \/>\n <link rel=\"canonical\" href=\"https:\/\/neropay.app\/neropay-vs-teya\/\" \/>\n <meta property=\"og:locale\" content=\"en_GB\" \/>\n <meta property=\"og:type\" content=\"website\" \/>\n <meta property=\"og:title\" content=\"NeroPay vs Teya | UK Payment Provider Comparison\" \/>\n <meta property=\"og:description\" content=\"Compare NeroPay with Teya for UK merchants. Fair comparison of pricing, contracts, software tools, referral rewards and platform payment options.\" \/>\n <meta property=\"og:site_name\" content=\"NeroPay\" \/>\n <meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\" \/>\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin \/>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800;900&display=swap\" rel=\"stylesheet\" \/>\n <style>\n:root{--bg:#fff;--text:#111;--muted:#5f6368;--line:#e9e4d7;--soft:#fffdf7;--soft2:#fff9e1;--yellow:#ffd342;--dark:#111;--green:#0f8b4c;--blue:#2457ff;--radius:26px;--shadow:0 14px 36px rgba(17,17,17,.07);--shadow2:0 24px 70px rgba(17,17,17,.12)}\n*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg)}a{color:inherit}.np-page{overflow:hidden}.np-container{max-width:1280px;margin:0 auto;padding:0 24px}.np-section{padding:72px 0}.np-section.soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.np-hero{padding:26px 0 74px;background:radial-gradient(circle at 78% 12%,rgba(255,211,66,.34),rgba(255,211,66,0) 32%),linear-gradient(180deg,#fffef9,#fff);border-bottom:1px solid var(--line)}.np-topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0 28px}.np-brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:900;letter-spacing:-.02em}.np-brand-badge{width:40px;height:40px;border-radius:14px;background:#111;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:18px}.np-nav{display:flex;gap:10px;flex-wrap:wrap}.np-nav a,.np-anchor a{display:inline-flex;align-items:center;justify-content:center;padding:11px 15px;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;font-size:14px;font-weight:800}.np-nav a:hover,.np-anchor a:hover{background:#f7f7f7}.np-hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);gap:34px;align-items:center}.np-kicker{display:inline-flex;align-items:center;gap:8px;padding:9px 13px;border-radius:999px;background:#fff4c3;border:1px solid #f0de8e;color:#111;font-size:12px;font-weight:900;letter-spacing:.11em;text-transform:uppercase;margin-bottom:18px}h1,h2,h3,h4{margin:0 0 14px;letter-spacing:-.03em}h1{font-size:clamp(42px,5vw,70px);line-height:1.02;font-weight:900}h2{font-size:clamp(30px,3.6vw,50px);line-height:1.05;font-weight:900}h3{font-size:24px;line-height:1.16;font-weight:850}h4{font-size:18px;line-height:1.25;font-weight:850}p{margin:0 0 18px;font-size:18px;line-height:1.72;color:var(--muted)}p strong{color:#111}.np-lead{font-size:21px;max-width:860px}.np-actions{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0 18px}.np-btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 22px;border-radius:15px;border:2px solid transparent;text-decoration:none;font-weight:850;font-size:16px;white-space:nowrap}.np-btn:hover{transform:translateY(-1px)}.np-btn-primary{background:#111;color:#fff}.np-btn-secondary{background:#fff;color:#111;border-color:#111}.np-btn-yellow{background:var(--yellow);color:#111}.np-note{display:inline-block;background:#fff9df;border:1px solid #f0e19d;color:#111;padding:14px 16px;border-radius:16px;font-size:15px;font-weight:750;line-height:1.55}.np-pill-row,.np-anchor{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.np-pill{background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:999px;font-size:14px;font-weight:800}.np-pill.dark{background:#111;color:#fff;border-color:#111}.np-smallcaps{display:block;font-size:13px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#8f7a1b;margin-bottom:12px}.np-card,.np-callout,.np-price-card,.np-faq-item,.np-proof-card,.np-hero-card,.np-dashboard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.np-card,.np-price-card,.np-proof-card,.np-hero-card,.np-callout{padding:24px}.np-card.highlight,.np-price-card.highlight{background:#fffbe7;border-color:#e8d16b}.np-card.dark{background:#111;color:#fff;border-color:#111}.np-card.dark p,.np-card.dark li{color:rgba(255,255,255,.76)}.np-card.dark .np-bullets li:before{color:var(--yellow)}.np-hero-visual{background:#f6f2e7;border:1px solid #eadfc4;border-radius:30px;padding:24px;box-shadow:var(--shadow2)}.np-panel{background:#efede6;border:1px solid #e1dacb;border-radius:24px;padding:22px;display:grid;gap:16px}.np-dashboard{padding:16px;border-radius:24px;background:#111;color:#fff;box-shadow:none;border-color:#252525}.np-window-bar{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}.np-dots{display:flex;gap:6px}.np-dot{width:10px;height:10px;border-radius:50%;background:#464646}.np-dot:nth-child(1){background:#ff6262}.np-dot:nth-child(2){background:#ffc34e}.np-dot:nth-child(3){background:#64d978}.np-dashboard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.np-dash-tile{background:#1c1c1c;border:1px solid #2c2c2c;border-radius:16px;padding:14px}.np-dash-tile strong{display:block;font-size:24px;letter-spacing:-.03em;margin-bottom:5px}.np-dash-tile span{display:block;color:rgba(255,255,255,.68);font-size:12px;line-height:1.35}.np-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.np-mini{background:#fff;border:1px solid #e1dacb;border-radius:20px;padding:16px}.np-mini span{display:inline-flex;padding:6px 10px;border-radius:999px;background:#111;color:#fff;font-size:10px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.np-mini span.green{background:#e9f8ef;color:#0f6f3e;border:1px solid #ccebd7}.np-mini span.blue{background:#eaf0ff;color:#2457ff;border:1px solid #cfd9ff}.np-mini span.yellow{background:#fff2b7;color:#7d6500;border:1px solid #ead983}.np-mini h5{margin:10px 0 6px;font-size:15px;letter-spacing:-.02em}.np-mini p{font-size:13px;line-height:1.55;margin:0}.np-strip{background:var(--yellow);border-top:1px solid #e7cc59;border-bottom:1px solid #e7cc59}.np-strip .np-container{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;padding-top:24px;padding-bottom:24px}.np-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.np-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.np-grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.np-bullets{list-style:none;padding:0;margin:0;display:grid;gap:12px}.np-bullets li{position:relative;padding-left:28px;font-size:16px;line-height:1.62;color:#111}.np-bullets li:before{content:'\u2713';position:absolute;left:0;top:0;color:var(--green);font-weight:900}.np-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:24px;background:#fff}.np-table{width:100%;border-collapse:collapse;min-width:900px}.np-table th,.np-table td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top;font-size:16px;line-height:1.62}.np-table th{background:#fff9e1;color:#111;font-size:13px;text-transform:uppercase;letter-spacing:.1em}.np-table tr:last-child td{border-bottom:none}.np-win{display:inline-flex;background:#e9f8ef;color:#0f6f3e;border:1px solid #ccebd7;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;letter-spacing:.04em;text-transform:uppercase}.np-neutral{display:inline-flex;background:#f3f4f6;color:#111;border:1px solid #e2e5e8;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;letter-spacing:.04em;text-transform:uppercase}.np-footnote{font-size:14px;line-height:1.62;color:var(--muted)}.np-faq{display:grid;gap:18px}.np-faq-item{padding:0;overflow:hidden}.np-faq-item summary{cursor:pointer;list-style:none;padding:22px;font-size:18px;line-height:1.25;font-weight:850;letter-spacing:-.02em}.np-faq-item summary::-webkit-details-marker{display:none}.np-faq-item summary:after{content:'+';float:right;font-size:24px;color:#8f7a1b}.np-faq-item[open] summary:after{content:'\u2013'}.np-faq-item p{padding:0 22px 22px;margin:0}.np-cta{background:linear-gradient(135deg,#111,#1d1d1d);color:#fff;border-radius:28px;padding:36px;position:relative;overflow:hidden}.np-cta:after{content:'';position:absolute;right:-120px;top:-120px;width:280px;height:280px;border-radius:50%;background:rgba(255,211,66,.16)}.np-cta>*{position:relative;z-index:1}.np-cta p{color:rgba(255,255,255,.78)}.np-footer{padding:34px 0 60px;border-top:1px solid var(--line);background:#fff}.np-footer-grid{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.np-footer p{font-size:14px;margin:0}.np-source-list{display:grid;gap:8px;margin:14px 0 0;padding-left:20px;color:var(--muted)}.np-source-list li{font-size:14px;line-height:1.5}.np-source-list a{color:#111;font-weight:750}.np-disclaimer{font-size:13px;line-height:1.65;color:#6a6f73;background:#f8f8f8;border:1px solid #e8e8e8;border-radius:18px;padding:16px;margin-top:18px}@media(max-width:1180px){.np-grid-4{grid-template-columns:repeat(2,1fr)}.np-grid-3{grid-template-columns:repeat(2,1fr)}.np-hero-grid{grid-template-columns:1fr}}@media(max-width:820px){.np-container{padding:0 18px}.np-section,.np-hero{padding:52px 0}.np-topbar,.np-strip .np-container,.np-grid-2,.np-grid-3,.np-grid-4,.np-footer-grid,.np-mini-grid,.np-dashboard-grid{grid-template-columns:1fr;display:grid}.np-nav{display:none}.np-actions{flex-direction:column}.np-btn{width:100%}p,.np-lead{font-size:17px}.np-card,.np-hero-card,.np-price-card,.np-proof-card,.np-cta,.np-callout{padding:22px;border-radius:22px}.np-note{display:block}.np-table{min-width:760px}h1{font-size:42px}.np-hero-visual{padding:16px;border-radius:24px}.np-panel{padding:16px}}\n<\/style>\n <script type=\"application\/ld+json\">{\n \"@context\": \"https:\/\/schema.org\",\n \"@type\": \"FAQPage\",\n \"mainEntity\": [\n {\n \"@type\": \"Question\",\n \"name\": \"Is NeroPay cheaper than Teya?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"NeroPay\u2019s introductory processing rate starts from 0.3% for the first month for eligible new merchants. Teya\u2019s public pages describe plan\/device costs and state that specific fees can vary by merchant agreement, product and location. The better value depends on your turnover, card mix, device needs, online payments, software requirements and final approved pricing.\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"Does Teya have no contracts?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"Teya\u2019s public pricing pages promote no lock-ins and cancellation flexibility. Merchants should still review their specific agreement, card-machine plan and any turnover-related conditions before signing.\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"Why might a merchant choose NeroPay instead of Teya?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"NeroPay may be a better fit where the merchant wants card payments plus free NeroPOS, NeroWeb, NeroBooking, online\/API payments, SMS\/email payment links, referral reward campaigns and NeroConnect platform options from one account.\"\n }\n }\n ]\n}<\/script>\n<\/head>\n<body>\n <div class=\"np-page\">\n <section class=\"np-hero\">\n <div class=\"np-container\">\n <div class=\"np-topbar\">\n <a class=\"np-brand\" href=\"https:\/\/neropay.app\/\" aria-label=\"NeroPay home\">\n <span class=\"np-brand-badge\">N<\/span>\n <span>NeroPay<\/span>\n <\/a>\n <nav class=\"np-nav\" aria-label=\"Primary\">\n <a href=\"#compare\">Compare<\/a>\n <a href=\"#why\">Why NeroPay<\/a>\n <a href=\"#platforms\">Platforms<\/a>\n <a href=\"#faq\">FAQ<\/a>\n <a href=\"#sources\">Sources<\/a>\n <\/nav>\n <\/div>\n <div class=\"np-hero-grid\" id=\"top\">\n <div>\n <span class=\"np-kicker\">UK PAYMENT COMPARISON \u00b7 INFORMATION CHECKED 10 MAY 2026<\/span>\n <h1>NeroPay vs Teya: which payment setup fits your business?<\/h1>\n <p class=\"np-lead\">A practical UK comparison for merchants reviewing Teya card machines, transparent pricing, free business tools, online payments and platform features.<\/p>\n <p><strong>NeroPay<\/strong> is built for UK merchants who want card payments, online payments, payment links, free business software, flexible onboarding and platform tools from one account.<\/p>\n <div class=\"np-actions\">\n <a class=\"np-btn np-btn-primary\" href=\"https:\/\/eu.neropay.app\/merchant\/register\" target=\"_blank\" rel=\"noopener\">Start with NeroPay<\/a>\n <a class=\"np-btn np-btn-secondary\" href=\"https:\/\/neropay.app\/pricing\/\" target=\"_blank\" rel=\"noopener\">View NeroPay Pricing<\/a>\n <\/div>\n <div class=\"np-note np-campaign-note\" data-np-anniversary-campaign hidden><\/div>\n <div class=\"np-pill-row\">\n <span class=\"np-pill dark\">First month from 0.3%<\/span>\n <span class=\"np-pill\">No long-term service contract<\/span>\n <span class=\"np-pill\">Free NeroPOS<\/span>\n <span class=\"np-pill\">Free NeroWeb<\/span>\n <span class=\"np-pill\">Free NeroBooking<\/span>\n <span class=\"np-pill\">NeroConnect<\/span>\n <\/div>\n <\/div>\n <div>\n <div class=\"np-hero-visual\" aria-label=\"NeroPay comparison dashboard visual\">\n <div class=\"np-panel\">\n <h3 style=\"margin-bottom:4px;\">Quick comparison snapshot<\/h3>\n <p style=\"margin:0;\">A fair, merchant-friendly way to compare pricing, commitment, software, online payments and platform growth features.<\/p>\n <div class=\"np-dashboard\">\n <div class=\"np-window-bar\">\n <div class=\"np-dots\"><span class=\"np-dot\"><\/span><span class=\"np-dot\"><\/span><span class=\"np-dot\"><\/span><\/div>\n <strong style=\"font-size:13px;color:#f4da7a;\">NeroPay OS<\/strong>\n <\/div>\n <div class=\"np-dashboard-grid\">\n <div class=\"np-dash-tile\"><strong>0.3%<\/strong><span>First-month processing from<\/span><\/div>\n <div class=\"np-dash-tile\"><strong>\u00a30<\/strong><span>Monthly software fee for Nero tools<\/span><\/div>\n <div class=\"np-dash-tile\"><strong>\u00a3100\u2013\u00a3500<\/strong><span>Eligible referral rewards<\/span><\/div>\n <\/div>\n <\/div>\n <div class=\"np-mini-grid\">\n <div class=\"np-mini\"><span>Payments<\/span><h5>In-store, online and API<\/h5><p>Cards, payment links, hosted checkout, manual entry and API options.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"green\">Software<\/span><h5>NeroPOS, NeroWeb, NeroBooking<\/h5><p>Useful merchant tools included without monthly software fees.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"blue\">Platforms<\/span><h5>NeroConnect<\/h5><p>Connected accounts, platform fees, KYC workflows and merchant onboarding.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"yellow\">Flexibility<\/span><h5>No long-term service contract<\/h5><p>Designed for merchants that want less friction and clearer onboarding.<\/p><\/div>\n <\/div>\n <div class=\"np-hero-card\">\n <h4 style=\"margin-top:0;\">About Teya<\/h4>\n <p style=\"margin-bottom:0;\">Teya positions its UK card-machine offer around clear pricing, no setup fees, no hidden charges, no lock-ins and cancellation flexibility, with card machines advertised from \u00a314.99 per month.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-strip\">\n <div class=\"np-container\">\n <div>\n <h3 style=\"margin:0 0 8px;\">Do not compare only the headline transaction rate.<\/h3>\n <p>The real cost of payments can include transaction fees, card type differences, online payment fees, monthly rental, authorisation fees, chargebacks, hardware, software plans, settlement preferences and contract terms.<\/p>\n <\/div>\n <div class=\"np-callout\">\n <h4 style=\"margin-top:0;\">NeroPay position<\/h4>\n <p style=\"margin-bottom:0;\">Start with a low introductory processing rate, then move to bespoke pricing based on your volume, business profile and account performance.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"compare\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Side-by-side comparison<\/span>\n <h2>NeroPay vs Teya: key differences<\/h2>\n <p class=\"np-lead\">This is a practical comparison for UK businesses. Always check the latest provider terms before switching or signing.<\/p>\n <div class=\"np-table-wrap\">\n <table class=\"np-table\" aria-label=\"NeroPay vs Teya comparison table\">\n <thead><tr><th>Area<\/th><th>NeroPay<\/th><th>Teya<\/th><\/tr><\/thead>\n <tbody>\n <tr>\n <td><strong>Introductory processing rate<\/strong><\/td>\n <td>From 0.3% in the first month for eligible new merchants<\/td>\n <td>Teya says specific costs vary by merchant agreement, product and location. Public pages note card machines from \u00a314.99\/month and a \u00a329.99 fee where monthly card turnover is under \u00a32,500.<\/td>\n <\/tr>\n <tr>\n <td><strong>Contract \/ cancellation<\/strong><\/td>\n <td>No long-term service contract and no cancellation fee for standard service. Hardware\/device terms may apply.<\/td>\n <td>Teya advertises no lock-ins, no hidden charges and cancellation flexibility on its pricing pages. Merchants should still review their specific device plan, turnover condition and merchant agreement.<\/td>\n <\/tr>\n <tr>\n <td><strong>Free software<\/strong><\/td>\n <td>NeroPOS, NeroWeb and NeroBooking included as free merchant software tools<\/td>\n <td>Depends on provider, product and plan<\/td>\n <\/tr>\n <tr>\n <td><strong>Online & API<\/strong><\/td>\n <td>Online payments, API, payment links, hosted checkout and manual card entry options<\/td>\n <td>Provider-specific availability and pricing<\/td>\n <\/tr>\n <tr>\n <td><strong>Platform \/ referral<\/strong><\/td>\n <td>NeroConnect for platforms plus eligible \u00a3100\u2013\u00a3500 referral reward campaigns<\/td>\n <td>Not usually positioned as the same connected-account platform model<\/td>\n <\/tr>\n <tr>\n <td><strong>Best fit<\/strong><\/td>\n <td>UK merchants wanting payments plus free business tools and flexible onboarding<\/td>\n <td>Good for merchants wanting a modern card-machine provider with transparent pricing messaging, a business account and broad POS integration options.<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <p class=\"np-disclaimer\">This page is for general information only. It is not legal, financial or accounting advice. Provider pricing and availability can change. NeroPay is not affiliated with, endorsed by or sponsored by Teya. Teya and related marks belong to their respective owners.<\/p>\n <\/div>\n <\/section>\n\n <section class=\"np-section soft\" id=\"why\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Why merchants compare with NeroPay<\/span>\n <h2>Why NeroPay can be a strong alternative<\/h2>\n <p class=\"np-lead\">NeroPay is not just a card terminal provider. It combines payments, free merchant software, online tools, referrals and platform features into one UK-focused merchant stack.<\/p>\n <div class=\"np-grid-3\">\n <div class=\"np-card highlight\"><h3>First-month rate from 0.3%<\/h3><p>Eligible new merchants can start with a low introductory processing rate before NeroPay prepares bespoke pricing based on transaction history and business profile.<\/p><\/div>\n <div class=\"np-card\"><h3>No long-term service contract<\/h3><p>NeroPay promotes no long-term service contract, no cancellation fee and a lighter onboarding experience. Hardware\/device return terms may still apply.<\/p><\/div>\n <div class=\"np-card\"><h3>Free software tools<\/h3><p>NeroPOS, NeroWeb and NeroBooking give merchants payment-ready software tools without monthly software fees.<\/p><\/div>\n <\/div>\n <div class=\"np-grid-2\" style=\"margin-top:24px;\">\n <div class=\"np-card dark\"><h3 style=\"color:white;\">NeroPay strengths<\/h3><ul class=\"np-bullets\"><li>First-month processing rate from 0.3% for eligible new merchants.<\/li>\n<li>No long-term service contract and no cancellation fee for the standard payment service.<\/li>\n<li>Same-rate messaging for supported cards, including Visa, Mastercard, American Express, Discover, Diners Club, JCB, premium and business cards.<\/li>\n<li>Free NeroPOS, NeroWeb and NeroBooking software tools, with no monthly software fee.<\/li>\n<li>Online payments, API payments, manual card entry, SMS\/email payment links and in-person payment options.<\/li>\n<li>Referral reward campaigns from \u00a3100 to \u00a3500 for eligible referrals, subject to campaign terms.<\/li>\n<li>NeroConnect for platforms that want connected accounts, platform fees, KYC workflows and embedded payments.<\/li><\/ul><\/div>\n <div class=\"np-card\"><h3>Teya strengths and points to check<\/h3><div class=\"np-grid-2\" style=\"gap:16px;\"><div><h4>Strengths<\/h4><ul class=\"np-bullets\"><li>Public pricing pages promote no setup fees, no hidden charges and no lock-ins.<\/li>\n<li>Card machines are advertised from \u00a314.99\/month.<\/li>\n<li>Teya says its devices integrate with 50+ major POS systems.<\/li>\n<li>Teya promotes next-day settlements, a free business account and 24\/7 human support on its pricing-store page.<\/li><\/ul><\/div><div><h4>Check before choosing<\/h4><ul class=\"np-bullets\"><li>A \u00a329.99 fee may apply when monthly card turnover is under \u00a32,500.<\/li>\n<li>Specific transaction costs can vary by merchant agreement, product and location.<\/li>\n<li>Card-machine monthly pricing should be compared separately from transaction fees.<\/li>\n<li>If you need free POS, booking, web tools, online payment links, API payments and platform options together, compare the wider software stack, not only the terminal.<\/li><\/ul><\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"platforms\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">NeroConnect and referrals<\/span>\n <h2>More revenue options for platforms, partners and referrers<\/h2>\n <p class=\"np-lead\">NeroPay also supports a platform-led model through NeroConnect, making it suitable for SaaS platforms, agencies, booking software, POS platforms and resellers that want to offer payments to their own customers.<\/p>\n <div class=\"np-grid-4\">\n <div class=\"np-card highlight\"><h3>NeroConnect<\/h3><p>Create connected merchant accounts, support onboarding and manage platform payments from one ecosystem.<\/p><\/div>\n <div class=\"np-card\"><h3>Platform fees<\/h3><p>For approved platform setups, add commercial fee logic and monetise merchant payment activity.<\/p><\/div>\n <div class=\"np-card\"><h3>Referral bonus<\/h3><p>Eligible referral campaigns can reward partners from \u00a3100 to \u00a3500, subject to campaign terms and approval.<\/p><\/div>\n <div class=\"np-card\"><h3>Free merchant tools<\/h3><p>Bundle free NeroPOS, NeroWeb and NeroBooking with payment services to improve merchant retention.<\/p><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section soft\" id=\"faq\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Frequently asked questions<\/span>\n <h2>NeroPay vs Teya FAQs<\/h2>\n <div class=\"np-faq\"><details class=\"np-faq-item\" open>\n <summary>Is NeroPay cheaper than Teya?<\/summary>\n <p>NeroPay\u2019s introductory processing rate starts from 0.3% for the first month for eligible new merchants. Teya\u2019s public pages describe plan\/device costs and state that specific fees can vary by merchant agreement, product and location. The better value depends on your turnover, card mix, device needs, online payments, software requirements and final approved pricing.<\/p>\n <\/details>\n<details class=\"np-faq-item\" >\n <summary>Does Teya have no contracts?<\/summary>\n <p>Teya\u2019s public pricing pages promote no lock-ins and cancellation flexibility. Merchants should still review their specific agreement, card-machine plan and any turnover-related conditions before signing.<\/p>\n <\/details>\n<details class=\"np-faq-item\" >\n <summary>Why might a merchant choose NeroPay instead of Teya?<\/summary>\n <p>NeroPay may be a better fit where the merchant wants card payments plus free NeroPOS, NeroWeb, NeroBooking, online\/API payments, SMS\/email payment links, referral reward campaigns and NeroConnect platform options from one account.<\/p>\n <\/details><\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"sources\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Sources and disclaimer<\/span>\n <h2>Information sources checked on 10 May 2026<\/h2>\n <p>Competitor information on this page is based on publicly available provider pages as of the date shown. Pricing, features and terms may change, so merchants should check each provider\u2019s latest official information before making a decision.<\/p>\n <ul class=\"np-source-list\"><li><a href=\"https:\/\/neropay.app\/pricing\/\" target=\"_blank\" rel=\"noopener nofollow\">NeroPay pricing<\/a><\/li>\n<li><a href=\"https:\/\/neropay.app\/\" target=\"_blank\" rel=\"noopener nofollow\">NeroPay home<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/pricing\" target=\"_blank\" rel=\"noopener nofollow\">Teya UK pricing<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/pricing-store\" target=\"_blank\" rel=\"noopener nofollow\">Teya UK pricing store<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/card-machines\" target=\"_blank\" rel=\"noopener nofollow\">Teya card machines<\/a><\/li>\n<li><a href=\"https:\/\/help.teya.com\/hc\/en-gb\/articles\/42758479807249-Learn-about-Teya-fees-and-pricing\" target=\"_blank\" rel=\"noopener nofollow\">Teya fees help article<\/a><\/li><\/ul>\n <p class=\"np-disclaimer\">Disclaimer: This comparison is provided for general information only and is based on publicly available information at the time of writing. Third-party names and trade marks belong to their respective owners. NeroPay is not affiliated with, endorsed by, or sponsored by the providers mentioned. Pricing, features, contract terms and availability may change. Merchants should review each provider\u2019s latest terms before choosing a payment provider.<\/p>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" style=\"padding-top:0;\">\n <div class=\"np-container\">\n <div class=\"np-cta\">\n <span class=\"np-smallcaps\" style=\"color:#f4da7a;\">Ready to compare properly?<\/span>\n <h2 style=\"color:#fff;\">Start with NeroPay and get payments, software and platform tools in one place.<\/h2>\n <p class=\"np-lead\">Accept payments online, in-store and through API. Use free NeroPOS, NeroWeb and NeroBooking tools. Build platform payment journeys with NeroConnect.<\/p>\n <div class=\"np-actions\">\n <a class=\"np-btn np-btn-yellow\" href=\"https:\/\/eu.neropay.app\/merchant\/register\" target=\"_blank\" rel=\"noopener\">Create NeroPay Account<\/a>\n <a class=\"np-btn np-btn-secondary\" style=\"border-color:#fff;color:#fff;background:transparent;\" href=\"https:\/\/neropay.app\/contact-us\" target=\"_blank\" rel=\"noopener\">Talk to NeroPay<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <footer class=\"np-footer\">\n <div class=\"np-container\">\n <div class=\"np-footer-grid\">\n <div>\n <a class=\"np-brand\" href=\"https:\/\/neropay.app\/\"><span class=\"np-brand-badge\">N<\/span><span>NeroPay<\/span><\/a>\n <p style=\"margin-top:12px;\">Fair UK payment comparisons for merchants. Explore: <a href=\"https:\/\/neropay.app\/neropay-vs-sumup\/\">NeroPay vs SumUp<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-square\/\">NeroPay vs Square<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-worldpay\/\">NeroPay vs Worldpay<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-takepayments\/\">NeroPay vs takepayments<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-zettle\/\">NeroPay vs Zettle<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-teya\/\">NeroPay vs Teya<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-dojo\/\">NeroPay vs Dojo<\/a><\/p>\n <\/div>\n <div class=\"np-pill-row\" style=\"margin:0;\">\n <span class=\"np-pill dark\">NeroPay<\/span><span class=\"np-pill\">Payments<\/span><span class=\"np-pill\">POS<\/span><span class=\"np-pill\">Booking<\/span><span class=\"np-pill\">NeroConnect<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/footer>\n <\/div>\n <script>\n (function(){\n function londonDateKey(date){\n try {\n var parts = new Intl.DateTimeFormat('en-GB', { timeZone: 'Europe\/London', year: 'numeric', month: '2-digit', day: '2-digit' }).formatToParts(date);\n var map = {};\n parts.forEach(function(part){ if (part.type !== 'literal') map[part.type] = part.value; });\n return map.year + '-' + map.month + '-' + map.day;\n } catch (e) { return date.toISOString().slice(0, 10); }\n }\n var today = londonDateKey(new Date());\n var campaignActive = today >= '2026-05-10' && today <= '2026-05-31';\n var message = 'Limited-time offer \u00b7 10 May 2026 \u2013 31 May 2026 \u00b7 Eligible new merchants can receive 3 months at 0% NeroPay processing fee. Other fees and eligibility terms apply.';\n document.querySelectorAll('[data-np-anniversary-campaign]').forEach(function(el){\n if (campaignActive) { el.textContent = message; el.hidden = false; } else { el.remove(); }\n });\n })();\n <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>NeroPay vs Teya | UK Payment Provider Comparison | NeroPay N NeroPay Compare Why NeroPay Platforms FAQ Sources UK PAYMENT COMPARISON \u00b7 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-120193","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages\/120193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/comments?post=120193"}],"version-history":[{"count":0,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages\/120193\/revisions"}],"wp:attachment":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/media?parent=120193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

\n\t\t\t\t

\n\t\t\t\t\t\n\n\n \n \n NeroPay vs Teya | UK Payment Provider Comparison | NeroPay<\/title>\n <meta name=\"description\" content=\"NeroPay vs Teya: compare UK card payment pricing, contracts, online payments, POS tools and platform features. NeroPay offers eligible merchants first-month processing from 0.3%, free software tools and no long-term service contract.\" \/>\n <meta name=\"robots\" content=\"index,follow,max-image-preview:large\" \/>\n <meta name=\"theme-color\" content=\"#111111\" \/>\n <link rel=\"canonical\" href=\"https:\/\/neropay.app\/neropay-vs-teya\/\" \/>\n <meta property=\"og:locale\" content=\"en_GB\" \/>\n <meta property=\"og:type\" content=\"website\" \/>\n <meta property=\"og:title\" content=\"NeroPay vs Teya | UK Payment Provider Comparison\" \/>\n <meta property=\"og:description\" content=\"Compare NeroPay with Teya for UK merchants. Fair comparison of pricing, contracts, software tools, referral rewards and platform payment options.\" \/>\n <meta property=\"og:site_name\" content=\"NeroPay\" \/>\n <meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\" \/>\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin \/>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800;900&display=swap\" rel=\"stylesheet\" \/>\n <style>\n:root{--bg:#fff;--text:#111;--muted:#5f6368;--line:#e9e4d7;--soft:#fffdf7;--soft2:#fff9e1;--yellow:#ffd342;--dark:#111;--green:#0f8b4c;--blue:#2457ff;--radius:26px;--shadow:0 14px 36px rgba(17,17,17,.07);--shadow2:0 24px 70px rgba(17,17,17,.12)}\n*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg)}a{color:inherit}.np-page{overflow:hidden}.np-container{max-width:1280px;margin:0 auto;padding:0 24px}.np-section{padding:72px 0}.np-section.soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.np-hero{padding:26px 0 74px;background:radial-gradient(circle at 78% 12%,rgba(255,211,66,.34),rgba(255,211,66,0) 32%),linear-gradient(180deg,#fffef9,#fff);border-bottom:1px solid var(--line)}.np-topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0 28px}.np-brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:900;letter-spacing:-.02em}.np-brand-badge{width:40px;height:40px;border-radius:14px;background:#111;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:18px}.np-nav{display:flex;gap:10px;flex-wrap:wrap}.np-nav a,.np-anchor a{display:inline-flex;align-items:center;justify-content:center;padding:11px 15px;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;font-size:14px;font-weight:800}.np-nav a:hover,.np-anchor a:hover{background:#f7f7f7}.np-hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);gap:34px;align-items:center}.np-kicker{display:inline-flex;align-items:center;gap:8px;padding:9px 13px;border-radius:999px;background:#fff4c3;border:1px solid #f0de8e;color:#111;font-size:12px;font-weight:900;letter-spacing:.11em;text-transform:uppercase;margin-bottom:18px}h1,h2,h3,h4{margin:0 0 14px;letter-spacing:-.03em}h1{font-size:clamp(42px,5vw,70px);line-height:1.02;font-weight:900}h2{font-size:clamp(30px,3.6vw,50px);line-height:1.05;font-weight:900}h3{font-size:24px;line-height:1.16;font-weight:850}h4{font-size:18px;line-height:1.25;font-weight:850}p{margin:0 0 18px;font-size:18px;line-height:1.72;color:var(--muted)}p strong{color:#111}.np-lead{font-size:21px;max-width:860px}.np-actions{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0 18px}.np-btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 22px;border-radius:15px;border:2px solid transparent;text-decoration:none;font-weight:850;font-size:16px;white-space:nowrap}.np-btn:hover{transform:translateY(-1px)}.np-btn-primary{background:#111;color:#fff}.np-btn-secondary{background:#fff;color:#111;border-color:#111}.np-btn-yellow{background:var(--yellow);color:#111}.np-note{display:inline-block;background:#fff9df;border:1px solid #f0e19d;color:#111;padding:14px 16px;border-radius:16px;font-size:15px;font-weight:750;line-height:1.55}.np-pill-row,.np-anchor{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.np-pill{background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:999px;font-size:14px;font-weight:800}.np-pill.dark{background:#111;color:#fff;border-color:#111}.np-smallcaps{display:block;font-size:13px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#8f7a1b;margin-bottom:12px}.np-card,.np-callout,.np-price-card,.np-faq-item,.np-proof-card,.np-hero-card,.np-dashboard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.np-card,.np-price-card,.np-proof-card,.np-hero-card,.np-callout{padding:24px}.np-card.highlight,.np-price-card.highlight{background:#fffbe7;border-color:#e8d16b}.np-card.dark{background:#111;color:#fff;border-color:#111}.np-card.dark p,.np-card.dark li{color:rgba(255,255,255,.76)}.np-card.dark .np-bullets li:before{color:var(--yellow)}.np-hero-visual{background:#f6f2e7;border:1px solid #eadfc4;border-radius:30px;padding:24px;box-shadow:var(--shadow2)}.np-panel{background:#efede6;border:1px solid #e1dacb;border-radius:24px;padding:22px;display:grid;gap:16px}.np-dashboard{padding:16px;border-radius:24px;background:#111;color:#fff;box-shadow:none;border-color:#252525}.np-window-bar{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}.np-dots{display:flex;gap:6px}.np-dot{width:10px;height:10px;border-radius:50%;background:#464646}.np-dot:nth-child(1){background:#ff6262}.np-dot:nth-child(2){background:#ffc34e}.np-dot:nth-child(3){background:#64d978}.np-dashboard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.np-dash-tile{background:#1c1c1c;border:1px solid #2c2c2c;border-radius:16px;padding:14px}.np-dash-tile strong{display:block;font-size:24px;letter-spacing:-.03em;margin-bottom:5px}.np-dash-tile span{display:block;color:rgba(255,255,255,.68);font-size:12px;line-height:1.35}.np-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.np-mini{background:#fff;border:1px solid #e1dacb;border-radius:20px;padding:16px}.np-mini span{display:inline-flex;padding:6px 10px;border-radius:999px;background:#111;color:#fff;font-size:10px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.np-mini span.green{background:#e9f8ef;color:#0f6f3e;border:1px solid #ccebd7}.np-mini span.blue{background:#eaf0ff;color:#2457ff;border:1px solid #cfd9ff}.np-mini span.yellow{background:#fff2b7;color:#7d6500;border:1px solid #ead983}.np-mini h5{margin:10px 0 6px;font-size:15px;letter-spacing:-.02em}.np-mini p{font-size:13px;line-height:1.55;margin:0}.np-strip{background:var(--yellow);border-top:1px solid #e7cc59;border-bottom:1px solid #e7cc59}.np-strip .np-container{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;padding-top:24px;padding-bottom:24px}.np-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.np-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.np-grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.np-bullets{list-style:none;padding:0;margin:0;display:grid;gap:12px}.np-bullets li{position:relative;padding-left:28px;font-size:16px;line-height:1.62;color:#111}.np-bullets li:before{content:'\u2713';position:absolute;left:0;top:0;color:var(--green);font-weight:900}.np-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:24px;background:#fff}.np-table{width:100%;border-collapse:collapse;min-width:900px}.np-table th,.np-table td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top;font-size:16px;line-height:1.62}.np-table th{background:#fff9e1;color:#111;font-size:13px;text-transform:uppercase;letter-spacing:.1em}.np-table tr:last-child td{border-bottom:none}.np-win{display:inline-flex;background:#e9f8ef;color:#0f6f3e;border:1px solid #ccebd7;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;letter-spacing:.04em;text-transform:uppercase}.np-neutral{display:inline-flex;background:#f3f4f6;color:#111;border:1px solid #e2e5e8;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;letter-spacing:.04em;text-transform:uppercase}.np-footnote{font-size:14px;line-height:1.62;color:var(--muted)}.np-faq{display:grid;gap:18px}.np-faq-item{padding:0;overflow:hidden}.np-faq-item summary{cursor:pointer;list-style:none;padding:22px;font-size:18px;line-height:1.25;font-weight:850;letter-spacing:-.02em}.np-faq-item summary::-webkit-details-marker{display:none}.np-faq-item summary:after{content:'+';float:right;font-size:24px;color:#8f7a1b}.np-faq-item[open] summary:after{content:'\u2013'}.np-faq-item p{padding:0 22px 22px;margin:0}.np-cta{background:linear-gradient(135deg,#111,#1d1d1d);color:#fff;border-radius:28px;padding:36px;position:relative;overflow:hidden}.np-cta:after{content:'';position:absolute;right:-120px;top:-120px;width:280px;height:280px;border-radius:50%;background:rgba(255,211,66,.16)}.np-cta>*{position:relative;z-index:1}.np-cta p{color:rgba(255,255,255,.78)}.np-footer{padding:34px 0 60px;border-top:1px solid var(--line);background:#fff}.np-footer-grid{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.np-footer p{font-size:14px;margin:0}.np-source-list{display:grid;gap:8px;margin:14px 0 0;padding-left:20px;color:var(--muted)}.np-source-list li{font-size:14px;line-height:1.5}.np-source-list a{color:#111;font-weight:750}.np-disclaimer{font-size:13px;line-height:1.65;color:#6a6f73;background:#f8f8f8;border:1px solid #e8e8e8;border-radius:18px;padding:16px;margin-top:18px}@media(max-width:1180px){.np-grid-4{grid-template-columns:repeat(2,1fr)}.np-grid-3{grid-template-columns:repeat(2,1fr)}.np-hero-grid{grid-template-columns:1fr}}@media(max-width:820px){.np-container{padding:0 18px}.np-section,.np-hero{padding:52px 0}.np-topbar,.np-strip .np-container,.np-grid-2,.np-grid-3,.np-grid-4,.np-footer-grid,.np-mini-grid,.np-dashboard-grid{grid-template-columns:1fr;display:grid}.np-nav{display:none}.np-actions{flex-direction:column}.np-btn{width:100%}p,.np-lead{font-size:17px}.np-card,.np-hero-card,.np-price-card,.np-proof-card,.np-cta,.np-callout{padding:22px;border-radius:22px}.np-note{display:block}.np-table{min-width:760px}h1{font-size:42px}.np-hero-visual{padding:16px;border-radius:24px}.np-panel{padding:16px}}\n<\/style>\n <script type=\"application\/ld+json\">{\n \"@context\": \"https:\/\/schema.org\",\n \"@type\": \"FAQPage\",\n \"mainEntity\": [\n {\n \"@type\": \"Question\",\n \"name\": \"Is NeroPay cheaper than Teya?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"NeroPay\u2019s introductory processing rate starts from 0.3% for the first month for eligible new merchants. Teya\u2019s public pages describe plan\/device costs and state that specific fees can vary by merchant agreement, product and location. The better value depends on your turnover, card mix, device needs, online payments, software requirements and final approved pricing.\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"Does Teya have no contracts?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"Teya\u2019s public pricing pages promote no lock-ins and cancellation flexibility. Merchants should still review their specific agreement, card-machine plan and any turnover-related conditions before signing.\"\n }\n },\n {\n \"@type\": \"Question\",\n \"name\": \"Why might a merchant choose NeroPay instead of Teya?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"NeroPay may be a better fit where the merchant wants card payments plus free NeroPOS, NeroWeb, NeroBooking, online\/API payments, SMS\/email payment links, referral reward campaigns and NeroConnect platform options from one account.\"\n }\n }\n ]\n}<\/script>\n<\/head>\n<body>\n <div class=\"np-page\">\n <section class=\"np-hero\">\n <div class=\"np-container\">\n <div class=\"np-topbar\">\n <a class=\"np-brand\" href=\"https:\/\/neropay.app\/\" aria-label=\"NeroPay home\">\n <span class=\"np-brand-badge\">N<\/span>\n <span>NeroPay<\/span>\n <\/a>\n <nav class=\"np-nav\" aria-label=\"Primary\">\n <a href=\"#compare\">Compare<\/a>\n <a href=\"#why\">Why NeroPay<\/a>\n <a href=\"#platforms\">Platforms<\/a>\n <a href=\"#faq\">FAQ<\/a>\n <a href=\"#sources\">Sources<\/a>\n <\/nav>\n <\/div>\n <div class=\"np-hero-grid\" id=\"top\">\n <div>\n <span class=\"np-kicker\">UK PAYMENT COMPARISON \u00b7 INFORMATION CHECKED 10 MAY 2026<\/span>\n <h1>NeroPay vs Teya: which payment setup fits your business?<\/h1>\n <p class=\"np-lead\">A practical UK comparison for merchants reviewing Teya card machines, transparent pricing, free business tools, online payments and platform features.<\/p>\n <p><strong>NeroPay<\/strong> is built for UK merchants who want card payments, online payments, payment links, free business software, flexible onboarding and platform tools from one account.<\/p>\n <div class=\"np-actions\">\n <a class=\"np-btn np-btn-primary\" href=\"https:\/\/eu.neropay.app\/merchant\/register\" target=\"_blank\" rel=\"noopener\">Start with NeroPay<\/a>\n <a class=\"np-btn np-btn-secondary\" href=\"https:\/\/neropay.app\/pricing\/\" target=\"_blank\" rel=\"noopener\">View NeroPay Pricing<\/a>\n <\/div>\n <div class=\"np-note np-campaign-note\" data-np-anniversary-campaign hidden><\/div>\n <div class=\"np-pill-row\">\n <span class=\"np-pill dark\">First month from 0.3%<\/span>\n <span class=\"np-pill\">No long-term service contract<\/span>\n <span class=\"np-pill\">Free NeroPOS<\/span>\n <span class=\"np-pill\">Free NeroWeb<\/span>\n <span class=\"np-pill\">Free NeroBooking<\/span>\n <span class=\"np-pill\">NeroConnect<\/span>\n <\/div>\n <\/div>\n <div>\n <div class=\"np-hero-visual\" aria-label=\"NeroPay comparison dashboard visual\">\n <div class=\"np-panel\">\n <h3 style=\"margin-bottom:4px;\">Quick comparison snapshot<\/h3>\n <p style=\"margin:0;\">A fair, merchant-friendly way to compare pricing, commitment, software, online payments and platform growth features.<\/p>\n <div class=\"np-dashboard\">\n <div class=\"np-window-bar\">\n <div class=\"np-dots\"><span class=\"np-dot\"><\/span><span class=\"np-dot\"><\/span><span class=\"np-dot\"><\/span><\/div>\n <strong style=\"font-size:13px;color:#f4da7a;\">NeroPay OS<\/strong>\n <\/div>\n <div class=\"np-dashboard-grid\">\n <div class=\"np-dash-tile\"><strong>0.3%<\/strong><span>First-month processing from<\/span><\/div>\n <div class=\"np-dash-tile\"><strong>\u00a30<\/strong><span>Monthly software fee for Nero tools<\/span><\/div>\n <div class=\"np-dash-tile\"><strong>\u00a3100\u2013\u00a3500<\/strong><span>Eligible referral rewards<\/span><\/div>\n <\/div>\n <\/div>\n <div class=\"np-mini-grid\">\n <div class=\"np-mini\"><span>Payments<\/span><h5>In-store, online and API<\/h5><p>Cards, payment links, hosted checkout, manual entry and API options.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"green\">Software<\/span><h5>NeroPOS, NeroWeb, NeroBooking<\/h5><p>Useful merchant tools included without monthly software fees.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"blue\">Platforms<\/span><h5>NeroConnect<\/h5><p>Connected accounts, platform fees, KYC workflows and merchant onboarding.<\/p><\/div>\n <div class=\"np-mini\"><span class=\"yellow\">Flexibility<\/span><h5>No long-term service contract<\/h5><p>Designed for merchants that want less friction and clearer onboarding.<\/p><\/div>\n <\/div>\n <div class=\"np-hero-card\">\n <h4 style=\"margin-top:0;\">About Teya<\/h4>\n <p style=\"margin-bottom:0;\">Teya positions its UK card-machine offer around clear pricing, no setup fees, no hidden charges, no lock-ins and cancellation flexibility, with card machines advertised from \u00a314.99 per month.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-strip\">\n <div class=\"np-container\">\n <div>\n <h3 style=\"margin:0 0 8px;\">Do not compare only the headline transaction rate.<\/h3>\n <p>The real cost of payments can include transaction fees, card type differences, online payment fees, monthly rental, authorisation fees, chargebacks, hardware, software plans, settlement preferences and contract terms.<\/p>\n <\/div>\n <div class=\"np-callout\">\n <h4 style=\"margin-top:0;\">NeroPay position<\/h4>\n <p style=\"margin-bottom:0;\">Start with a low introductory processing rate, then move to bespoke pricing based on your volume, business profile and account performance.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"compare\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Side-by-side comparison<\/span>\n <h2>NeroPay vs Teya: key differences<\/h2>\n <p class=\"np-lead\">This is a practical comparison for UK businesses. Always check the latest provider terms before switching or signing.<\/p>\n <div class=\"np-table-wrap\">\n <table class=\"np-table\" aria-label=\"NeroPay vs Teya comparison table\">\n <thead><tr><th>Area<\/th><th>NeroPay<\/th><th>Teya<\/th><\/tr><\/thead>\n <tbody>\n <tr>\n <td><strong>Introductory processing rate<\/strong><\/td>\n <td>From 0.3% in the first month for eligible new merchants<\/td>\n <td>Teya says specific costs vary by merchant agreement, product and location. Public pages note card machines from \u00a314.99\/month and a \u00a329.99 fee where monthly card turnover is under \u00a32,500.<\/td>\n <\/tr>\n <tr>\n <td><strong>Contract \/ cancellation<\/strong><\/td>\n <td>No long-term service contract and no cancellation fee for standard service. Hardware\/device terms may apply.<\/td>\n <td>Teya advertises no lock-ins, no hidden charges and cancellation flexibility on its pricing pages. Merchants should still review their specific device plan, turnover condition and merchant agreement.<\/td>\n <\/tr>\n <tr>\n <td><strong>Free software<\/strong><\/td>\n <td>NeroPOS, NeroWeb and NeroBooking included as free merchant software tools<\/td>\n <td>Depends on provider, product and plan<\/td>\n <\/tr>\n <tr>\n <td><strong>Online & API<\/strong><\/td>\n <td>Online payments, API, payment links, hosted checkout and manual card entry options<\/td>\n <td>Provider-specific availability and pricing<\/td>\n <\/tr>\n <tr>\n <td><strong>Platform \/ referral<\/strong><\/td>\n <td>NeroConnect for platforms plus eligible \u00a3100\u2013\u00a3500 referral reward campaigns<\/td>\n <td>Not usually positioned as the same connected-account platform model<\/td>\n <\/tr>\n <tr>\n <td><strong>Best fit<\/strong><\/td>\n <td>UK merchants wanting payments plus free business tools and flexible onboarding<\/td>\n <td>Good for merchants wanting a modern card-machine provider with transparent pricing messaging, a business account and broad POS integration options.<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <p class=\"np-disclaimer\">This page is for general information only. It is not legal, financial or accounting advice. Provider pricing and availability can change. NeroPay is not affiliated with, endorsed by or sponsored by Teya. Teya and related marks belong to their respective owners.<\/p>\n <\/div>\n <\/section>\n\n <section class=\"np-section soft\" id=\"why\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Why merchants compare with NeroPay<\/span>\n <h2>Why NeroPay can be a strong alternative<\/h2>\n <p class=\"np-lead\">NeroPay is not just a card terminal provider. It combines payments, free merchant software, online tools, referrals and platform features into one UK-focused merchant stack.<\/p>\n <div class=\"np-grid-3\">\n <div class=\"np-card highlight\"><h3>First-month rate from 0.3%<\/h3><p>Eligible new merchants can start with a low introductory processing rate before NeroPay prepares bespoke pricing based on transaction history and business profile.<\/p><\/div>\n <div class=\"np-card\"><h3>No long-term service contract<\/h3><p>NeroPay promotes no long-term service contract, no cancellation fee and a lighter onboarding experience. Hardware\/device return terms may still apply.<\/p><\/div>\n <div class=\"np-card\"><h3>Free software tools<\/h3><p>NeroPOS, NeroWeb and NeroBooking give merchants payment-ready software tools without monthly software fees.<\/p><\/div>\n <\/div>\n <div class=\"np-grid-2\" style=\"margin-top:24px;\">\n <div class=\"np-card dark\"><h3 style=\"color:white;\">NeroPay strengths<\/h3><ul class=\"np-bullets\"><li>First-month processing rate from 0.3% for eligible new merchants.<\/li>\n<li>No long-term service contract and no cancellation fee for the standard payment service.<\/li>\n<li>Same-rate messaging for supported cards, including Visa, Mastercard, American Express, Discover, Diners Club, JCB, premium and business cards.<\/li>\n<li>Free NeroPOS, NeroWeb and NeroBooking software tools, with no monthly software fee.<\/li>\n<li>Online payments, API payments, manual card entry, SMS\/email payment links and in-person payment options.<\/li>\n<li>Referral reward campaigns from \u00a3100 to \u00a3500 for eligible referrals, subject to campaign terms.<\/li>\n<li>NeroConnect for platforms that want connected accounts, platform fees, KYC workflows and embedded payments.<\/li><\/ul><\/div>\n <div class=\"np-card\"><h3>Teya strengths and points to check<\/h3><div class=\"np-grid-2\" style=\"gap:16px;\"><div><h4>Strengths<\/h4><ul class=\"np-bullets\"><li>Public pricing pages promote no setup fees, no hidden charges and no lock-ins.<\/li>\n<li>Card machines are advertised from \u00a314.99\/month.<\/li>\n<li>Teya says its devices integrate with 50+ major POS systems.<\/li>\n<li>Teya promotes next-day settlements, a free business account and 24\/7 human support on its pricing-store page.<\/li><\/ul><\/div><div><h4>Check before choosing<\/h4><ul class=\"np-bullets\"><li>A \u00a329.99 fee may apply when monthly card turnover is under \u00a32,500.<\/li>\n<li>Specific transaction costs can vary by merchant agreement, product and location.<\/li>\n<li>Card-machine monthly pricing should be compared separately from transaction fees.<\/li>\n<li>If you need free POS, booking, web tools, online payment links, API payments and platform options together, compare the wider software stack, not only the terminal.<\/li><\/ul><\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"platforms\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">NeroConnect and referrals<\/span>\n <h2>More revenue options for platforms, partners and referrers<\/h2>\n <p class=\"np-lead\">NeroPay also supports a platform-led model through NeroConnect, making it suitable for SaaS platforms, agencies, booking software, POS platforms and resellers that want to offer payments to their own customers.<\/p>\n <div class=\"np-grid-4\">\n <div class=\"np-card highlight\"><h3>NeroConnect<\/h3><p>Create connected merchant accounts, support onboarding and manage platform payments from one ecosystem.<\/p><\/div>\n <div class=\"np-card\"><h3>Platform fees<\/h3><p>For approved platform setups, add commercial fee logic and monetise merchant payment activity.<\/p><\/div>\n <div class=\"np-card\"><h3>Referral bonus<\/h3><p>Eligible referral campaigns can reward partners from \u00a3100 to \u00a3500, subject to campaign terms and approval.<\/p><\/div>\n <div class=\"np-card\"><h3>Free merchant tools<\/h3><p>Bundle free NeroPOS, NeroWeb and NeroBooking with payment services to improve merchant retention.<\/p><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section soft\" id=\"faq\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Frequently asked questions<\/span>\n <h2>NeroPay vs Teya FAQs<\/h2>\n <div class=\"np-faq\"><details class=\"np-faq-item\" open>\n <summary>Is NeroPay cheaper than Teya?<\/summary>\n <p>NeroPay\u2019s introductory processing rate starts from 0.3% for the first month for eligible new merchants. Teya\u2019s public pages describe plan\/device costs and state that specific fees can vary by merchant agreement, product and location. The better value depends on your turnover, card mix, device needs, online payments, software requirements and final approved pricing.<\/p>\n <\/details>\n<details class=\"np-faq-item\" >\n <summary>Does Teya have no contracts?<\/summary>\n <p>Teya\u2019s public pricing pages promote no lock-ins and cancellation flexibility. Merchants should still review their specific agreement, card-machine plan and any turnover-related conditions before signing.<\/p>\n <\/details>\n<details class=\"np-faq-item\" >\n <summary>Why might a merchant choose NeroPay instead of Teya?<\/summary>\n <p>NeroPay may be a better fit where the merchant wants card payments plus free NeroPOS, NeroWeb, NeroBooking, online\/API payments, SMS\/email payment links, referral reward campaigns and NeroConnect platform options from one account.<\/p>\n <\/details><\/div>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" id=\"sources\">\n <div class=\"np-container\">\n <span class=\"np-smallcaps\">Sources and disclaimer<\/span>\n <h2>Information sources checked on 10 May 2026<\/h2>\n <p>Competitor information on this page is based on publicly available provider pages as of the date shown. Pricing, features and terms may change, so merchants should check each provider\u2019s latest official information before making a decision.<\/p>\n <ul class=\"np-source-list\"><li><a href=\"https:\/\/neropay.app\/pricing\/\" target=\"_blank\" rel=\"noopener nofollow\">NeroPay pricing<\/a><\/li>\n<li><a href=\"https:\/\/neropay.app\/\" target=\"_blank\" rel=\"noopener nofollow\">NeroPay home<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/pricing\" target=\"_blank\" rel=\"noopener nofollow\">Teya UK pricing<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/pricing-store\" target=\"_blank\" rel=\"noopener nofollow\">Teya UK pricing store<\/a><\/li>\n<li><a href=\"https:\/\/www.teya.com\/card-machines\" target=\"_blank\" rel=\"noopener nofollow\">Teya card machines<\/a><\/li>\n<li><a href=\"https:\/\/help.teya.com\/hc\/en-gb\/articles\/42758479807249-Learn-about-Teya-fees-and-pricing\" target=\"_blank\" rel=\"noopener nofollow\">Teya fees help article<\/a><\/li><\/ul>\n <p class=\"np-disclaimer\">Disclaimer: This comparison is provided for general information only and is based on publicly available information at the time of writing. Third-party names and trade marks belong to their respective owners. NeroPay is not affiliated with, endorsed by, or sponsored by the providers mentioned. Pricing, features, contract terms and availability may change. Merchants should review each provider\u2019s latest terms before choosing a payment provider.<\/p>\n <\/div>\n <\/section>\n\n <section class=\"np-section\" style=\"padding-top:0;\">\n <div class=\"np-container\">\n <div class=\"np-cta\">\n <span class=\"np-smallcaps\" style=\"color:#f4da7a;\">Ready to compare properly?<\/span>\n <h2 style=\"color:#fff;\">Start with NeroPay and get payments, software and platform tools in one place.<\/h2>\n <p class=\"np-lead\">Accept payments online, in-store and through API. Use free NeroPOS, NeroWeb and NeroBooking tools. Build platform payment journeys with NeroConnect.<\/p>\n <div class=\"np-actions\">\n <a class=\"np-btn np-btn-yellow\" href=\"https:\/\/eu.neropay.app\/merchant\/register\" target=\"_blank\" rel=\"noopener\">Create NeroPay Account<\/a>\n <a class=\"np-btn np-btn-secondary\" style=\"border-color:#fff;color:#fff;background:transparent;\" href=\"https:\/\/neropay.app\/contact-us\" target=\"_blank\" rel=\"noopener\">Talk to NeroPay<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n <footer class=\"np-footer\">\n <div class=\"np-container\">\n <div class=\"np-footer-grid\">\n <div>\n <a class=\"np-brand\" href=\"https:\/\/neropay.app\/\"><span class=\"np-brand-badge\">N<\/span><span>NeroPay<\/span><\/a>\n <p style=\"margin-top:12px;\">Fair UK payment comparisons for merchants. Explore: <a href=\"https:\/\/neropay.app\/neropay-vs-sumup\/\">NeroPay vs SumUp<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-square\/\">NeroPay vs Square<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-worldpay\/\">NeroPay vs Worldpay<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-takepayments\/\">NeroPay vs takepayments<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-zettle\/\">NeroPay vs Zettle<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-teya\/\">NeroPay vs Teya<\/a>\n <a href=\"https:\/\/neropay.app\/neropay-vs-dojo\/\">NeroPay vs Dojo<\/a><\/p>\n <\/div>\n <div class=\"np-pill-row\" style=\"margin:0;\">\n <span class=\"np-pill dark\">NeroPay<\/span><span class=\"np-pill\">Payments<\/span><span class=\"np-pill\">POS<\/span><span class=\"np-pill\">Booking<\/span><span class=\"np-pill\">NeroConnect<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/footer>\n <\/div>\n <script>\n (function(){\n function londonDateKey(date){\n try {\n var parts = new Intl.DateTimeFormat('en-GB', { timeZone: 'Europe\/London', year: 'numeric', month: '2-digit', day: '2-digit' }).formatToParts(date);\n var map = {};\n parts.forEach(function(part){ if (part.type !== 'literal') map[part.type] = part.value; });\n return map.year + '-' + map.month + '-' + map.day;\n } catch (e) { return date.toISOString().slice(0, 10); }\n }\n var today = londonDateKey(new Date());\n var campaignActive = today >= '2026-05-10' && today <= '2026-05-31';\n var message = 'Limited-time offer \u00b7 10 May 2026 \u2013 31 May 2026 \u00b7 Eligible new merchants can receive 3 months at 0% NeroPay processing fee. Other fees and eligibility terms apply.';\n document.querySelectorAll('[data-np-anniversary-campaign]').forEach(function(el){\n if (campaignActive) { el.textContent = message; el.hidden = false; } else { el.remove(); }\n });\n })();\n <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>NeroPay vs Teya | UK Payment Provider Comparison | NeroPay N NeroPay Compare Why NeroPay Platforms FAQ Sources UK PAYMENT COMPARISON \u00b7 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-120193","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages\/120193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/comments?post=120193"}],"version-history":[{"count":0,"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/pages\/120193\/revisions"}],"wp:attachment":[{"href":"https:\/\/neropay.app\/vi-vi\/wp-json\/wp\/v2\/media?parent=120193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}